It’s super easy and I hardly had to do any of the work myself, it was pretty effortless.
All your pensions in one award-winning app
Penny is authorised and regulated by the Financial Conduct Authority. Pensions are long term investments. Capital at risk.






Penny gathers
your pensions
— effortlessly
All your pensions in one place
Give Penny your basic pension information, and Penny transfers your inactive pensions into a protected personal pension account.

The average person changes jobs every 2.5 years, so it’s normal to have several inactive pension pots.
Penny transfers pensions from all major UK pension providers.
Penny protects your pensions
World class pension security
Penny offers industry leading transparency and protections for your pension savings.

PEaCE OF MIND ABOUT YOUR PENSION

All pensions managed by Penny are covered by the financial services compensation scheme up to £85,000.

Penny partners with HSBC, who manage the investments within your pension to prioritise secure, long-term growth.
Penny puts all your pensions in one account
See your savings, anytime
Penny consolidates your old pensions to make it easy to see them in one place. You'll get regular updates and guidance for peace of mind.

SEE your money, any time
Penny transfers your old pensions into your own pension account, using Ai to automate the paperwork.
You shouldn't have to stay glued to a finance app. Penny will let you know how your pensions are doing with regular updates.
Customer service from friendly humans
No wait times, no hold music.
Live chat with a member of our award-winning support team in the Penny app.

your own pension manager
Our member support team are on-hand to make pensions easy, simple, and stress-free.
Penny is a regulated financial services firm, FCA reference 931299.
FCA authorised
—Trusted by thousands
Read what people are saying about Penny Pension
They dealt with my previous pension companies more than I did so they took the chasing off my back for me.
Penny has a live chat, which really helped, because I wasn’t too sure of the lingo some pension firms were using.
Customer reviewTakes the stress and grind out of consolidating pensions and provides a great app to help you understand where you’re at.
The platform does a great job of removing the jargon and makes everything as simple and straightforward as could be.
Honestly, knowing that I've got this in the pocket, has really helped make the future less bleak.
Award judgesThe winner of Pensions Tech of the Year has refined a complicated process of finding and combining lost pensions into a simple mobile interface.
…it was pretty much just a case of giving them any information you could, and then they'd do the leg work.
Absolutely fantastic app! Located and consolidated all pensions into one place and has saved me hours of time.
It is a thoughtful attempt to make personal finance engaging and approachable.
Penny app’s design gets rid of the anxiety related to personal finances and offers pointers on how to trace and recover a lost workplace pension.
Customer reviewThree pensions were found for me, put into one pot where I can easily access and monitor it.
Selected public excerpts. Follow each source to read the full review or story.
One simple, powerful, pension app
Make the most of your savings.
We offer a range of features that give you control over your money—without confusion.

Regulated HSBC funds
Select a fund that suits you, from a range of regulated HSBC funds, or stick with our default 'Balanced' fund.

Live pension data
View how your pension is doing at any time, with helpful charts and data, all in your Penny app.

Helpful explainers
Pensions can be confusing, so we've add simple explainers across the Penny app to give you clarity on areas you might be new to.
Pensions shouldn't be stressful.
Penny gathers, manages and protects pensions, automatically.
Download Penny today.





