All your pensions
in one app

You probably have thousands of pounds saved in pensions 💸. Find and transfer it all into a simple pension account, right on your phone 📲

Pensions are long term investments. Capital at risk.

FOUND recently

Trusted and protected

Penny is trusted by thousands to manage and protect their pensions. All Penny pension accounts are FSCS protected.

See your pensions any time, in a simple app

See your pensions any time,
in a simple app

View your pensions in real time, right on your phone. It’s 2023 — you should be able to check your pension balance just like your bank balance 💷

Easy, automatic transfers

Move your old pensions into your new Penny pension account in one tap⚡️
Penny handles the paperwork and takes care of all the admin.

Move your old pensions into your new Penny pension account in one tap⚡️. Penny handles the paperwork and takes care of all the admin.

Move your old pensions into your new Penny pension account in one tap ⚡️. Penny handles the paperwork and takes care of all the admin.

FSCS protected and managed by HSBC

FSCS protected
and managed by HSBC

With Penny, your pension is protected up to £85,000 by the Financial Services Compensation Scheme, and your money is managed by experts at HSBC.

Invested for long term growth

Choose from pension plans that seek to maximise long term growth so you'll have more when you retire 🏖. Investments can go up as well as down, capital at risk.

A home for your
scattered pensions

Penny is a simple pension account, designed for old pensions. Transfer your pensions into a Penny pension account to easily view and manage them.

Works with all major providers

Penny supports all major pension schemes 🏦. If you’ve got a pension from a job, you can move it to your Penny account.

Rated excellent on Trustpilot

We’re working hard to build a new kind of pension that works in an age of many jobs, and we’re proud to be recommended by our members.

“Really good to be able to see your pensions in one place, particularly if you've changed jobs a lot”

Andy Hillman

“They do all the hard work tracking everything down... I can choose how my money is invested”

Lewis Stones

“Penny put all my old pensions into one pot. Perfect for the modern person who doesn't stay in one job”

Mr H

Whether you’re a 👨‍🍳, a 👷, or an 👩‍🚀, you’ve probably got lots of 💷 in a pension.

See it all,
in the Penny app 📲

Pensions are long term investments. Capital at risk.

SOME IMPORTANT THINGS YOU SHOULD KNOW

Pensions are long terms investments. It’s important that you know the value of your investment could go up as well as down. You could get back less than you put in. Past performance is not necessarily a guide to the future and pension investing is not intended to be a short-term option. Penny does not provide financial advice so please be sure that this investment is right for you.

Your current pension might have special benefits that will be lost if you transfer to Penny. These special benefits include: Guaranteed Annuity Rate (GAR), Guaranteed Bonus Rate (GBR), Guaranteed Minimum Pension (GMP) and Protected Tax Free Cash (PFTC) over 25%. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

Your current provider might charge you a transfer-fee to transfer your pension to Penny. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

You should consider the charges and benefits before transferring your old pensions to your new plan, and consider whether the risk and reward profile of the investments offered matches your needs.

If you are in any doubt about proceeding you should contact a financial adviser.

It may be that your current provider has lower fees than Penny - where this is the case, we recommend that you carefully consider whether to transfer your pension to Penny, as you may be better off not transferring in these cases.

As your investments will have to be sold before your pension can be transferred, you will not be invested in the market for a few weeks.

© 2023 Penny Technology Limited.


Penny is a trading name of Penny Technology Limited, which is authorised and regulated by the Financial Conduct Authority (ref: 931299), and registered in England and Wales (no: 11999643).
Penny automatically brings your pensions from old jobs together in an award-winning pension app.

Whether you’re a 👨‍🍳, a 👷, or an 👩‍🚀, you’ve probably got lots of 💷 in a pension.

See it all,
in the Penny app 📲

Pensions are long term investments. Capital at risk.

SOME IMPORTANT THINGS YOU SHOULD KNOW

Pensions are long terms investments. It’s important that you know the value of your investment could go up as well as down. You could get back less than you put in. Past performance is not necessarily a guide to the future and pension investing is not intended to be a short-term option. Penny does not provide financial advice so please be sure that this investment is right for you.

Your current pension might have special benefits that will be lost if you transfer to Penny. These special benefits include: Guaranteed Annuity Rate (GAR), Guaranteed Bonus Rate (GBR), Guaranteed Minimum Pension (GMP) and Protected Tax Free Cash (PFTC) over 25%. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

Your current provider might charge you a transfer-fee to transfer your pension to Penny. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

You should consider the charges and benefits before transferring your old pensions to your new plan, and consider whether the risk and reward profile of the investments offered matches your needs.

If you are in any doubt about proceeding you should contact a financial adviser.

It may be that your current provider has lower fees than Penny - where this is the case, we recommend that you carefully consider whether to transfer your pension to Penny, as you may be better off not transferring in these cases.

As your investments will have to be sold before your pension can be transferred, you will not be invested in the market for a few weeks.

© 2023 Penny Technology Limited.


Penny is a trading name of Penny Technology Limited, which is authorised and regulated by the Financial Conduct Authority (ref: 931299), and registered in England and Wales (no: 11999643).
Penny automatically brings your pensions from old jobs together in an award-winning pension app.

Whether you’re a 👨‍🍳, a 👷, or an 👩‍🚀, you’ve probably got lots of 💷 in a pension.

See it all,
in the Penny app 📲

Pensions are long term investments. Capital at risk.

SOME IMPORTANT THINGS YOU SHOULD KNOW

Pensions are long terms investments. It’s important that you know the value of your investment could go up as well as down. You could get back less than you put in. Past performance is not necessarily a guide to the future and pension investing is not intended to be a short-term option. Penny does not provide financial advice so please be sure that this investment is right for you.

Your current pension might have special benefits that will be lost if you transfer to Penny. These special benefits include: Guaranteed Annuity Rate (GAR), Guaranteed Bonus Rate (GBR), Guaranteed Minimum Pension (GMP) and Protected Tax Free Cash (PFTC) over 25%. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

Your current provider might charge you a transfer-fee to transfer your pension to Penny. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

You should consider the charges and benefits before transferring your old pensions to your new plan, and consider whether the risk and reward profile of the investments offered matches your needs.

If you are in any doubt about proceeding you should contact a financial adviser.

It may be that your current provider has lower fees than Penny - where this is the case, we recommend that you carefully consider whether to transfer your pension to Penny, as you may be better off not transferring in these cases.

As your investments will have to be sold before your pension can be transferred, you will not be invested in the market for a few weeks.

© 2023 Penny Technology Limited.


Penny is a trading name of Penny Technology Limited, which is authorised and regulated by the Financial Conduct Authority (ref: 931299), and registered in England and Wales (no: 11999643).
Penny automatically brings your pensions from old jobs together in an award-winning pension app.